Planning for one’s death is not usually a pleasant process. However, if you’re intending to leave an inheritance to any beneficiaries after you’re gone, it’s important to create an estate plan with their best interests in mind. There are different methods of leaving...
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Avoid these Chapter 13 mistakes
People who struggle with insurmountable debt may want to consider Chapter 13 bankruptcy. However, with the benefits gained from filing for Chapter 13 comes severe restrictions. Thousands of people every year accomplish debt relief. According to the United States...
What is a collaborative divorce?
In a collaborative divorce, the couple agrees to work together closely to determine child custody and financial arrangements for the highest benefit of all family members. Instead of presenting relevant information to a judge and letting him or her decide, the parties...
What makes a Chapter 13 repayment plan work?
The repayment plan is the main feature of Chapter 13 bankruptcy. Instead of liquidating your major assets (as Chapter 7 bankruptcy does), you will spend the next three to five years making payments according to a specific plan. Once that plan reaches its conclusion,...
3 types of documents you need for your ill loved one
When your loved one becomes ill life becomes incredibly stressful. Not only do you worry about getting them the care they need, but you also need to gather documents as fast as possible. Instead of panicking in the moment about needing these documents, consider having...
Why is it important to seek medical care after a car accident?
While some car accidents are minor, many others cause serious and life-altering injuries. In fact, an estimated 4.4 million Americans seek medical treatment following motor vehicle accidents every single year. Sadly, roughly 38,000 individuals die annually in traffic...
Identifying creditor harassment
If you fall behind on paying your bills, creditors will understandably try to contact you so you can pay. However, if the phone calls and mailed letters become excessive, then the creditors’ actions may border actual harassment. If you sense that the contact evolved...
How can your family avoid Indiana probate?
Many families have concerns about the length and cost of the probate process. In Indiana, some estates can avoid probate. Review available probate exemptions and consider estate planning strategies to qualify for simplified probate. Assets that bypass probate Indiana...
What happens to credit card debt when you divorce?
When you and your spouse make the decision to part ways, you must figure out what to with any assets and debts you currently share. If you and your ex were like many married couples and took out credit cards together, you may have questions about how much of your...
Personal bankruptcy may be less scary than you think
The word “bankruptcy” can conjure all kinds of dark and foreboding thoughts — loss of assets, destruction of credit, loss of credibility and more. But is it really as gloomy as the stigma might have you believe? Not necessarily. Over a five-year span, ending December...
